@font-face{font-family:Archivo;font-style:normal;font-weight:400;font-display:swap;src:url(/assets/archivo-400.ttf)format("truetype")}@font-face{font-family:Archivo;font-style:normal;font-weight:500;font-display:swap;src:url(/assets/archivo-500.ttf)format("truetype")}@font-face{font-family:Archivo;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/archivo-600.ttf)format("truetype")}@font-face{font-family:Archivo;font-style:normal;font-weight:700;font-display:swap;src:url(/assets/archivo-700.ttf)format("truetype")}@font-face{font-family:Archivo;font-style:normal;font-weight:800;font-display:swap;src:url(/assets/archivo-800.ttf)format("truetype")}:root{--paper:#f7faf8;--surface:#fff;--mint:#edf6f3;--ink:#203c4e;--muted:#5a717b;--navy:#19354c;--teal:#007f82;--line:#d9e5e4;--tax:#2a78d6;--medicare:#eb6934;--good:#00766c}*{box-sizing:border-box}html{scroll-padding-top:110px}body{background:var(--paper);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:Archivo,Arial,sans-serif;font-size:16px;line-height:1.6}button,input,select{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent;touch-action:manipulation}button{cursor:pointer;min-height:44px}button:disabled{cursor:not-allowed;opacity:.5}a{color:var(--teal)}h1,h2,h3,h4,p{margin:0}h1,h2,h3{text-wrap:balance}:focus-visible{outline-offset:4px;outline:3px solid #2bada9}[hidden]{display:none!important}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.calculator-wrap{max-width:920px;margin:0 auto;padding:24px 28px 40px}.top{border-bottom:1px solid var(--line);grid-template-columns:90px minmax(0,1fr);align-items:center;gap:5px 24px;padding:0 4px 22px;display:grid}.brand-logo{object-fit:contain;border-radius:9px;grid-area:1/1/3;width:90px;height:90px;display:block}.top h1{letter-spacing:-.03em;grid-column:2;font-size:clamp(27px,4.2vw,36px);font-weight:700;line-height:1.16}.top .sub{color:#49636e;grid-column:2;max-width:65ch;font-size:15px;line-height:1.6}.steps{top:env(safe-area-inset-top,0px);z-index:10;background:var(--paper);grid-template-columns:repeat(5,minmax(0,1fr));gap:7px;margin:14px 0 8px;padding:12px 0;display:grid;position:sticky}.steps button{color:#49636e;border:1px solid var(--line);text-align:left;background:#fff;border-radius:11px;align-items:center;gap:10px;min-width:0;min-height:58px;padding:11px 13px;font-size:13px;font-weight:600;line-height:1.2;transition:background .15s,border-color .15s;display:flex}.steps button:hover:not(:disabled){background:var(--mint);border-color:var(--teal)}.steps button.done{background:var(--mint);border-color:#b6d8d1}.steps button[aria-selected=true]{color:#fff;background:var(--navy);border-color:var(--navy);box-shadow:0 3px 8px #19354c1f}.steps button[aria-selected=true]:hover{color:#fff;background:#24495f}.step-n{border:1px solid #b7cdcc;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:26px;height:26px;font-size:12px;display:flex}[aria-selected=true] .step-n{color:#fff;background:var(--teal);border-color:#6cc1bc}.contact-locked .steps [aria-disabled=true]{color:var(--muted)}.contact-locked .steps [aria-disabled=true] .step-n{border-style:dashed}.recap{border:1px solid var(--line);color:#49636e;border-radius:10px;justify-content:space-between;align-items:center;gap:20px;margin:0 0 14px;padding:10px 15px;font-size:12.5px;display:flex}.recap .link-btn{flex-shrink:0}.panel{background:var(--surface);border:1px solid var(--line);border-radius:16px;flex-direction:column;gap:22px;min-width:0;padding:30px 32px;display:flex;box-shadow:0 2px 5px #19354c08,0 16px 40px #19354c0a}.panel h2{letter-spacing:-.03em;scroll-margin-top:110px;font-size:clamp(24px,3.5vw,31px);font-weight:700;line-height:1.18}.panel h2:focus,.contact-gate 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#b7cdcc;border-radius:9px;padding:12px;font-size:18px;line-height:1.3;display:block}.text-input:disabled{background:#f0f5f3}.text-input[aria-invalid=true]{border-color:#9c2f25}.text-input[type=date]{width:100%;min-width:0}.prefix-input{align-items:center;display:flex;position:relative}.prefix-input>span{inset-inline-start:13px;color:var(--muted);pointer-events:none;position:absolute;top:50%;transform:translateY(-50%)}.prefix-input .text-input{font-variant-numeric:tabular-nums;padding-inline-start:29px}.hint{color:var(--muted);font-size:12px;line-height:1.55}.field-error{color:#9c2f25;font-size:12px;line-height:1.55}.segmented{background:#eef4f2;border:1px solid #ccdcd9;border-radius:10px;align-items:center;gap:4px;min-height:50px;padding:4px;display:flex}.segmented button{color:#49636e;white-space:nowrap;background:0 0;border:0;border-radius:7px;flex:1;padding:9px 17px;font-size:13px;font-weight:600}.segmented button[aria-pressed=true]{color:#006569;background:#fff;box-shadow:0 1px 5px #19354c1a}.segmented.small{min-width:250px}input[type=range]{width:100%;min-width:0;min-height:30px;accent-color:var(--teal);cursor:pointer;padding:0}.value-row{justify-content:space-between;align-items:start;gap:12px;display:flex}.value-row .val{font-variant-numeric:tabular-nums;white-space:nowrap;font-size:13px;font-weight:600}.assumptions{background:var(--mint);border:1px solid #d5e7e1;border-radius:11px;min-width:0;padding:14px 17px}.assumptions summary{cursor:pointer;justify-content:space-between;align-items:center;gap:14px;min-height:24px;font-size:12px;list-style:none;display:flex}.assumptions summary::-webkit-details-marker{display:none}.assumptions summary strong{font-weight:500}.summary-action{color:var(--teal);text-underline-offset:3px;flex-shrink:0;font-size:12px;text-decoration:underline}.assump-grid{gap:19px 23px;padding:18px 0 4px}.preview{background:var(--mint);border:1px solid 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17px;font-size:13px;display:flex}.estimate-status.has-error{color:#923e2d;background:#fff5f1;border:1px solid #ecd3cd}.estimate-status.has-error .link-btn{color:#923e2d}.hero{background:linear-gradient(125deg,#edf6f3,#f5faf9);border:1px solid #d2e9e3;border-radius:12px;flex-direction:column;gap:7px;padding:22px 24px;display:flex}.hero-label{color:#49636e;font-size:14px}.hero-val{overflow-wrap:anywhere;color:var(--navy);letter-spacing:-.035em;font-variant-numeric:tabular-nums;font-size:clamp(40px,7.8vw,60px);font-weight:700;line-height:1.08}.hero-sub{color:#49636e;font-size:13px;line-height:1.6}.good,.better{color:var(--good)}.bad{color:#a93b33}.chart-block{flex-direction:column;gap:15px;min-width:0;display:flex}.legend{color:var(--muted);flex-wrap:wrap;gap:9px 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var(--line);min-width:0;padding-top:17px}.math>summary{cursor:pointer;min-height:30px;color:var(--teal);justify-content:space-between;align-items:center;font-size:13px;font-weight:600;list-style:none;display:flex}.math>summary:after{content:"+";font-size:20px;font-weight:400}.math[open]>summary:after{content:"−"}.math>summary::-webkit-details-marker{display:none}.math-body{flex-direction:column;gap:15px;min-width:0;padding-top:22px;display:flex}.math-body h3{letter-spacing:.09em;text-transform:uppercase;color:var(--muted);margin-top:14px;font-size:11px;font-weight:700}.math-body ul{gap:6px;margin:0;padding-left:18px;display:grid}.composition{flex-direction:column;margin:0;display:flex}.composition>div{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:14px;padding:9px 0;font-size:12px;display:flex}.composition>div:last-child{border:0;font-weight:600}.composition dd{font-variant-numeric:tabular-nums;white-space:nowrap;margin:0}.running-chart 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b{color:var(--ink);margin-left:5px;font-weight:600}.chart-control{margin-top:8px}.tier-timeline{flex-direction:column;gap:5px;display:flex}.ribbon{border-radius:5px;gap:1px;height:24px;display:flex;overflow:hidden}.ribbon>span{flex:1;min-width:0}.ribbon-axis{color:var(--muted);justify-content:space-between;font-size:10px;display:flex}.ribbon-label{color:var(--muted);font-size:12px}.tier-legend{color:var(--muted);flex-wrap:wrap;gap:7px 14px;font-size:10px;display:flex}.table-scroll{overscroll-behavior-inline:contain;min-width:0;max-width:100%;overflow-x:auto}.table-scroll.tall{max-height:440px;overflow:auto}.data{border-collapse:collapse;text-align:right;font-variant-numeric:tabular-nums;width:100%;font-size:12px}.data th,.data td{border-bottom:1px solid var(--line);white-space:nowrap;padding:10px 12px}.data thead th{color:var(--muted);background:#f1f6f4;font-size:11px;font-weight:600}.tall .data thead th{z-index:1;position:sticky;top:0}.data th:first-child,.data td:first-child{text-align:left}.data tbody th{font-weight:400}.data tfoot td{white-space:normal;text-align:left;color:var(--muted);border:0;padding-top:13px;font-size:11px}.data .hl{background:var(--mint)}.tier-pill{color:#17374d;border-radius:4px;padding:3px 5px;font-size:10px}.tier-pill[style*=\#194d89],.tier-pill[style*=\#266daf]{color:#fff}.lifetime{min-width:650px}.lifetime th:first-child{width:45%}.lifetime td{white-space:normal;max-width:220px}.mini{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;font-size:12px}.mini th,.mini td{border-bottom:1px solid var(--line);text-align:left;padding:10px 0}.mini th{padding-right:20px;font-weight:400}.mini td{text-align:right;white-space:nowrap}.mini .sum{font-weight:600}.mini .saved{color:var(--good);font-weight:600}.plan{background:#f4f9f7;border:1px solid #dbeae4;border-radius:12px;flex-direction:column;gap:18px;padding:22px;display:flex}.plan-h{letter-spacing:-.02em;font-size:23px;line-height:1.2}.plan-grid{gap:20px}.sub-h{margin-top:3px;font-size:14px;font-weight:600;line-height:1.4}.chip-btn{color:var(--teal);text-align:left;background:#e3f0eb;border:1px solid #bfdbd2;border-radius:5px;max-width:100%;min-height:35px;margin-top:8px;padding:6px 10px;font-size:11px;font-weight:600}.strat-row{border-top:1px solid var(--line);grid-template-columns:minmax(0,1fr) 180px;align-items:center;gap:24px;padding:17px 0;display:grid}.strat-name{margin-bottom:5px;font-size:13px;font-weight:600}.strat-desc{color:#49636e;max-width:40ch;font-size:12.5px;line-height:1.65}.strat-input .field>label{clip:rect(0,0,0,0);width:1px;height:1px;position:absolute;overflow:hidden}.strat-input .text-input{font-size:16px}.strat-out{color:var(--muted);text-align:right;margin-top:5px;font-size:11px;line-height:1.55}.strat-out.on{color:var(--good)}.more-strats{border-top:1px solid var(--line)}.more-strats>summary{color:var(--teal);cursor:pointer;padding:14px 0;font-size:12px;font-weight:600}.strat-total{border-top:1px solid #c8ddd6;justify-content:space-between;align-items:center;gap:14px;padding-top:15px;font-size:14px;display:flex}.strat-total strong{color:var(--good);font-variant-numeric:tabular-nums;font-size:24px}.cap-note{color:#87641e;background:#faf7ea;border-radius:7px;padding:12px 14px;font-size:12px;line-height:1.6}.chips{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;display:grid}.chip{border:1px solid 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.eyebrow{color:var(--teal);align-items:center;gap:9px;display:flex}.completion-number{color:#fff;background:var(--teal);letter-spacing:0;border-radius:50%;flex:0 0 25px;justify-content:center;align-items:center;width:25px;height:25px;font-size:12px;display:inline-flex}.report-destination{overflow-wrap:anywhere;margin-top:14px}.report-destination strong{color:var(--ink);font-weight:600}.report-completion-action{min-width:0}.report-email-button{justify-content:space-between;gap:18px;width:100%;min-height:64px;padding:17px 22px;font-size:18px;display:flex;box-shadow:0 5px 12px #19354c1f}.report-action-note{text-align:center;color:var(--muted);margin:10px 0 0;font-size:12px;line-height:1.5}.report-completion-requested{border-top-color:var(--good);background:#f2f8f4}.report-completion-requested 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